- Add Bank Accounts,
- Verify with OTP,
- Approve Data Sharing.
User Profile Information
We collect personal information such as mobile numbers, dates of birth, PANs, etc. Data security and confidentiality are paramount for account aggregation services.
Reliable Data Management
Leading the Way in Financial Transformation with Simplified finance
Summary Data
An overview of financial data, such as the balance of a bank account. An overview of users' financial status can be accessed quickly and conveniently with Summary Data.
Transactions Data
Financial data, such as a bank account statement. An account statement provides information regarding income, expenses, transfers, and other financial transactions.
Trustworthy Data Practices
We simplify financial management by providing financial data summaries and providing insight into detailed transactions. They provide users with convenience, financial awareness, and overall financial well-being through advanced technology.
Precision Banking, Personalized Service
Our account aggregator product works seamlessly by allowing you to easily link multiple bank accounts for a comprehensive financial view. Ensure security with OTP verification for every transaction, and safely approve and manage data sharing with trusted financial institutions.
Navigating Financial Excellence
You can prevent fraud by using data directly from the financial institutions that your customers are using to make their payments.
Enhanced Financial Insights
Benefit from Integrated Account Solutions
Seamless Integration
“ Our account aggregator product seamlessly integrates with your existing systems, ensuring smooth data synchronization and operational efficiency. ”
Comprehensive Sandbox
“ Discover our dedicated sandbox environment for account aggregation. Test different mock flows, such as registering new users, requesting data, and handling consents. ”
Customized Testing
“ Enjoy customized testing options that cater to your specific needs, ensuring robust performance and accurate data handling throughout implementation. ”
Advanced Security
“ To ensure the confidentiality and integrity of user data, we employ encryption protocols, secure authentication methods, and stringent access controls. ”
Real-time Data Insights
“ Businesses can gain valuable insights into their users' interests, spending patterns, and investment behaviors by using comprehensive data analytics. ”
Flexible API
“ The account aggregation services we offer adhere to a flexible API architecture that is scalable to accommodate the growing and evolving needs of the business. ”
Your Money, Our Expertise
Master the art of intelligent investing
01
Consent, Front And Centre
Transparency and user control are emphasized with the concept of consent.
02
Control For Customers
Account aggregation services provide customers with control over their data.
03
Verify Users
Identify a user by their name, address, or bank account number to reduce fraud.
04
Underwrite Credit
Offer your users loans based on financial data, such as income, spending, and FOIR.
05
Monitor Loans
Learn how your customers use their credit line to predict their repayment ability.
06
Enable Finance Management
Provide users with a unified view of their income, expenditures, and investments.
Innovate, Inquire, Inspire
Trusted financial guidance for your wealth
With the new Data Empowerment And Protection Architecture framework, Account
Aggregators are NBFC entities regulated by the RBI that facilitate the
sharing and management of financial data.
FIPs are financial information providers - like banks and insurance
companies - that are able to share financial information about their
customers. An FIU, or financial information user, requests data from an FIP
for their customer to provide them with financial products.
Customers can review details of financial data requests from apps/websites
they have registered with on an Account Aggregator app/website. This
information is used to approve or reject the request. Customers can also
revoke consent. Users have complete control and financial apps and websites
can build trust with customers.
Your organization must apply for RBI registration and comply with the
regulatory guidelines to become a Financial Information User (FIU). Comply
with data security standards and integrate your systems with Account
Aggregator. Financial data can be accessed securely and legally through
Account Aggregator once approved.